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Operating Shops and Banks
Clans and groups (but not individuals) may operate Shop / Bank characters.
Shop / Bank characters
Any group (e.g. a Clan) may operate one or more stationary
Shop characters provided it has been given approval for each by the Guild. Instructions for creation will be given with the approval.
Individuals may not have a Shop character, but may operate their own store ship for their own use and inter-character exchanges only, which will have no protection but is free to equip and roam as the player wishes.
Guidelines
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A Shop character will have the prefix {-Shop} as part of its name, for example {ClanX-Shop}_Grocer2, and will act as a combination Store, Bank and Information merchant, and is licenced to sell equipment, information and commodities and to give cash loans.
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All Shops shall be given Neutral reputation with all parties, players and AI alike.
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Shops exist to serve all players and must not be attacked by any player.
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Since they are protected and do not need weapons, Shops may be equipped with Nanobots and Shield batteries only.
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Shop ship types are decided by the Guild, and are given 1,000,000 credits as a starting gift.
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All Shops are to be permanently stationed within the trade lanes of a base station, and in the case of stations without trade lanes may not move further than 5km from the station. A Shop's location must be decided and fixed at the time of application to the Guild for approval and setup. Only one Shop may be
located at any station.
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Group members can supply the Shop with goods and equipment for sale.
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Individuals may sell surplus equipment at Flea Markets / Garage Sales arranged on request by the RRJDS, open to all players to purchase.
Selling Prices
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A Shop may not charge more than 50% of the true cost of any item that can be purchased normally in the game.
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If the item cannot be purchased but must be obtained by salvaging or fighting for it, then the store may sell the item at no more than 500% of (5 times) the game selling price.
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If the shop has a limited supply of an item and it is wanted by several customers, the store owner may sell the item(s) by Auction to the highest bidder, starting the bidding at the shop's original asking price.
Bank Loans (Monetary Loans)
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Shops giving Bank loans may not give loans of more than 500,000 credits to any player.
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The total amount of interest charged must be agreed beforehand and must not exceed 50% of the capital lent.
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The borrower must be allowed at least 2 weeks to repay the loan, or more time if both borrower and the Shop agree.
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A screenshot is to be taken by each party and sent to the group's Ambassador in case of dispute later.
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Failure or refusal to repay a loan will result in the player being jailed and possibly banned from the server.
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Each Shop (Bank) may buy Loan Indemnity Insurance from the RRJDS Guild for 5,000,000 credits. The Shop (Bank) is then insured against the loss of the original loan capital but not the interest expected from the loan.
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In the case of a claim the borrower will have all of his characters' his ships, moneys and goods confiscated. He /she will be permitted to start new characters for a first offence but will be permanently banned if there is a second offence.
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A screen shot of the original agreement, must be provided to verify the amount lent.
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